Finder helps companies assess capital alternatives, structure transactions and run financing processes with lenders and investors: debt and credit, investor materials and equity raises, development finance in Brazil, and structured debt.
A company's financing structure should reflect its investments, its cash generation, its debt profile and its strategic objectives.
The work combines financial analysis, project preparation, modeling, negotiation and support through each stage to closing.
Solutions
Assessing capital needs, banking alternatives, collateral, tenor, cost and debt capacity.
Preparing the company and the materials investors expect, and supporting the process.
Innovation and investment financing from FINEP, BNDES and development banks, for companies operating in Brazil.
Financial support in assessing and structuring debt instruments and fundraising transactions, according to the company's profile and the agreed scope.
Securities are structured and distributed by authorized institutions. Finder supports the company in analysis, preparation and decision-making.
How we work
The cheapest line on paper is not always the best option. The right structure depends on the use of funds, the cash the company generates and the obligations it can meet.
How much, what for and by when.
Cash generation, existing debt and available collateral.
Cost, tenor, grace, collateral and obligations compared side by side.
Project, model, documentation and negotiation with institutions.
Support through to disbursement and, where agreed, evidence of fund use.
Both sides of the table
Finder's track record starts in credit analysis at a European investment bank and runs through treasury at large companies and the CFO's chair.
That changes how a transaction is prepared: numbers, collateral and project reach the institution already organized around the questions it will ask.
What the business needs and can sustain.
What banks, funds and investors look at before approving.
What the team can implement, and how fast.
Real case
We describe the situation, never the company. We do not disclose amounts raised or terms obtained.
Context
Technology company that had just closed its Series A, with a flipped corporate structure.
Challenge
Funding technology development without consuming the equity raised.
What Finder did
We directed the round's equity to M&A and customer acquisition, and structured technology development as a project eligible for development financing in Brazil.
Outcome
Shareholder capital now funds growth, not development.
Frequently asked questions
With the need: how much the company needs, what for and by when. Then comes debt capacity: cash generation, existing debt and available collateral.
Only then does it make sense to compare instruments and institutions. Starting from the instrument tends to produce deals that do not fit the cash flow or the project timeline.
Yes. Brazil has development finance programs, such as those of FINEP and BNDES, and local credit markets that international groups with Brazilian operations often do not explore. Finder assesses eligibility, structures the application and works with the local team through to contracting.
No. Approval, terms and disbursement depend on the lender's or investor's analysis and decision. Finder's job is to structure the best possible proposal and to say plainly when an alternative does not make sense.
No. Finder is an independent advisor: it works for the company and does not represent lenders, investors, development banks or other institutions.
Contact
In a first conversation, we understand the need and the company's position, and point to the alternatives worth analyzing.
The first conversation is free of charge.